6005 Century Oaks Dr. Suite 100 Chattanooga, TN 37416
423.344.3884

Insurance & Finance

At Harrison Family Dentistry, we believe everyone deserves access to a healthy, confident smile. That’s why we make dental care affordable for Chattanooga families with flexible financing solutions, insurance support, and our exclusive in-office discount membership plan for patients without dental insurance.

A Beautiful and Healthy Smile is Within Reach

At Harrison Family Dentistry, we believe paying for dental care should be simple, transparent, and stress-free. Our goal is to make quality dentistry affordable for every patient, whether you have insurance or not. We accept most PPO dental insurance plans, offer flexible financing options, and provide an in-office membership plan for those without coverage. Every treatment plan comes with a clear explanation of costs, so you’ll never face surprises. Our friendly team is always happy to answer your questions about insurance, financing, or payment options—helping you choose the solution that best fits your budget and your smile.

Insurance Plans We Accept

We are proud to be in-network with a wide range of dental insurance providers through the GEHA Connection Dental Network, giving our Chattanooga patients access to excellent benefits and reduced out-of-pocket costs. Below is a list of major plans we accept:

  • Delta Dental
  • Blue Cross Blue Shield (BCBS)
  • Aetna PPO / Aetna Dental
  • Cigna DPPO
  • MetLife
  • United Concordia
  • UnitedHealthcare Dental
  • Humana Dental PPO
  • Guardian Life Insurance
  • Principal Financial Group
  • Lincoln Financial
  • GEHA / Connection Dental Federal (FEDVIP)
  • Ameritas (including Physicians Mutual, Reliance Standard)
  • DenteMax (including Beam Dental, Colonial Life, Renaissance Dental, Mutual of Omaha)
  • Medicare Advantage dental plans (many accepted — please call to verify)

Don't see your plan listed? Don't worry — we work with many additional carriers and third-party administrators. Call us at 423.344.3884 and our insurance coordinator Jackie will be happy to verify your specific benefits before your appointment.

Disclaimer: Insurance benefits vary by employer group and individual plan. We recommend calling your insurance provider or our office prior to your appointment to verify coverage, deductibles, and co-pay amounts. Patients are ultimately responsible for their account balances.

Dental Insurance Made Simple

We accept most PPO dental insurance plans and are in-network with many major providers. Our experienced financial team will file claims and handle paperwork on your behalf, helping you maximize your benefits. While patients are ultimately responsible for their accounts, we make the process simple, clear, and stress-free.

In-Office Discount Membership Plan

No insurance? No problem. Our in-office membership plan makes it easy for patients in Chattanooga to access affordable dental care. For a low annual fee, routine cleanings, exams, and X-rays are included. Plus, you’ll receive significant discounts on nearly all other treatments—giving you peace of mind, predictable costs, and the same exceptional care from our team.

Flexible Dental Financing Options

We understand that the cost of dental treatment can sometimes feel overwhelming. That’s why we provide several convenient payment options to fit your budget, including:

All major credit cards (Visa, MasterCard, Discover, and American Express)
Affordable monthly payment plans through Cherry Finance.

Your Chattanooga Dentist for Affordable Smiles

Whether you use dental insurance, financing, or our in-office membership plan, Harrison Family Dentistry is here to help make your dental care affordable. Our financial coordinator will review your options, explain your benefits, and create a payment plan that works for you..

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Contact Us

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Please provide your contact information in the form below, and we will contact you at your convenience. Whether you have inquiries about our services, need assistance with scheduling an appointment, or require additional details, our team is here to assist you. We value your time and are committed to responding promptly to your request. We look forward to connecting with you and addressing your dental needs.

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